Calculate SIP (Systematic Investment Plan) returns and future value. Plan your mutual fund investments.
Want to jump straight in? Use our free SIP Calculator tool directly.
Go to the SIP Calculator on UtilsNow. Estimate your mutual fund investment growth with SIP.
Input the amount you plan to invest every month through SIP. Start with an amount you can consistently invest.
Enter the expected annual return rate. Equity mutual funds have historically returned 12-15% in India over the long term.
Select how many years you plan to continue the SIP. Longer investment periods benefit more from compounding.
See your total investment, estimated returns, and final corpus value. The chart shows how your wealth grows over time with the power of compounding.
Use our free SIP Calculator tool — no signup, no uploads, works directly in your browser.
Open SIP CalculatorSIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds. It averages out market volatility through rupee cost averaging.
For equity mutual funds, 12-15% annual returns is a reasonable long-term assumption. For debt funds, assume 6-8%. Always consider these as estimates, not guarantees.
SIP reduces the risk of investing at market peaks through rupee cost averaging. Lump sum may give higher returns in consistently rising markets, but SIP is safer for most investors.